EMPLOYMENT HISTORY

RZD Investigative Group, Inc  - Present
President
  • Developed skiptrace training course.
  • Authored skiptrace training manual.
  • Train collection agencies, collection departments, bail bond agencies, and individuals in the finer
    points of skiptracing.



Phillips & Cohen Associates   May 2002 – January 2006
Information Research Manager (Skiptracing to the trade)
•         Responsible for the training and development of Information Research Analysts.
•         Customized skiptracing training manual to conform to PCA methodology.
•         Developed the research protocol pursuant to PCA methodology.
•         Developed daily reports and graphs that are sent to upper level management daily.
•         Comply with all state, and federal collection laws. (FDCPA)

CNAC (Carnow Acceptance Company) May 2001 - May 2002
Finance Manager
•        Responsible for the management of credit underwriting, loan approvals, and collections for this  
sub-prime auto finance company.
•        Developed and authored collection letter library.
•        Develop criteria for collateral recovery.
•        Maintain contractual collections below 10 percent.
•        Maintain deferred down payment collections below 2 percent.
•        Comply with all federal, and state lending and collection laws

International Intelligence Agency, Inc.  January 2001 - April 2001
Southeastern Regional Manager
•        Responsible for the management of the southeastern region of this national repossession,   
skiptracing, investigation and research firm.
•        Authored training manual for the firm.
•        Developed a marketing plan for the firm.
•        Develop marketing protocol and strategies.
•        Develop and train new investigators
•        Obtain all proper permits to make certain that the company is in full compliance with local, state
and federal laws.

Applied Card Systems / Cross Country Bank   January 2000 - January 2001
Collection Manager, Skiptracing Manager
•        Responsible for the development and implementation of a new skiptracing department at this
major credit card issuer in the sub-prime marketplace.
•        Authored the skiptracing-training manual and had it adopted for use company wide. Developed
the daily  and monthly reporting systems.
•        Developed and trained new  skiptracers.
•        Setup production goals and expectations.
•        Developed the communications between the skiptracing department and the collection department.


•        Isolated fraud accounts and refer them to the proper authorities.
•        Also responsible for two collection units of approximately 40 collectors with two    
supervisors, and  two team leaders.

Receivables Specialist Inc./International Locate & Asset Services, Inc.   1993 - 1999
Vice-President, Marketing & Investigations
•        Trained and developed new investigators.
•        Developed major clients in the financial services industry. (i.e. credit cards, banks, and finance
companies)
•        Traveled extensively for the firms to meet with prospective clients. Assisted in the    
development  of   the company web site. (http://www.rsi-ilas.com)
•         Numerous guest spots on National, Regional, and Local radio.


Western & Southern Life    1991 - 1993
Account Executive
•        Responsible for maintaining the accounts of existing clients as well as establishing new clientele
for the company.
•        Sold life, health, and annuity products to existing clients and new ones. Assisted in the
training process of new representatives and the methodology of field calls.
•        Assisted in the development of new marketing concepts

King Communications, Inc.    1989 - 1991Account Executive
•        Responsible for the sale of advertising for a growing local radio station.
•        Maintained existing clients
•        Continuously sought out new clients and brought them excellent results, therefore generating
additional revenue for them.
•        Trained new representatives for the station

Metropolitan Life Insurance, Co.  1986 - 1989
Account Executive
•         Responsible for the marketing of financial service products and developing a client base from the
ground up.
•         Sold life, health, and annuity products to existing clients and developed new ones.
•         Assisted in the training process of new representatives and the methodology of field calls.
•         Assisted in the development of new marketing concepts.

American Express Company     1980 – 1986   Credit/Collection Analyst
•         Collected 90 day plus accounts.
•         Referred accounts for cancellation.
•         Referred accounts to fraud and chargeback units. Specialized in skiptracing for the company.
•         Made determinations of how accounts should be handled. (i.e. legal, outside agency)
RZD Investigative Group, Inc
The Finest in Skiptrace Training
Resume
Our goal is to make
certain that all
skiptracers and
collectors are
properly trained.